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Cover image for a BOK Financial report titled “Timing the market: How avoiding volatility entirely can hurt long-term reinsurance program performance.” The image shows several road construction barricades with flashing amber warning lights lined up in a nighttime work zone. Beneath the image, red text explains that avoiding volatility can mean falling behind inflation and missing market rebounds that drive long-term surplus growth. The BOK Financial logo appears at the bottom right.
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Timing the Market Can Hurt Long-Term Program Performance

For dealer-owned reinsurance entities, avoiding volatility entirely can mean falling behind inflation and missing market rebounds that drive long term surplus growth. Missing just a handful of strong market days can materially impact cumulative returns—an important reminder for long horizon trust and investment strategies.

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ArticlesDecember 20, 2023

Steering Through Volatility: A Guide to Dealer Reinsurance

Dealers that opt into reinsuring their GAP product, if market conditions remain consistent with used-car values staying high, stand to make underwriting profits.

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Articlesby Tim BaileyDecember 20, 2023

Enable Sales Staff to Present F&I Earlier in Process

Building a cooperative culture and avoiding isolating important business segments will boost sales.

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ArticlesDecember 20, 2023

How to Improve Retention, Defection and Conquests

Targeted marketing and understanding data can help dealers win new customers and keep the ones they have.

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Articlesby StaffDecember 20, 2023

He Wrote the Book on It

Industry veteran Max Zanan shares his thoughts on reinsurance, F&I risks and trends.

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ArticlesDecember 20, 2023

Four Keys to Rapidly Increasing Sales Volume

While it’s difficult to measure, a store with an ever-improving system and process is going to grow on its own merit.

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Newsby StaffDecember 20, 2023

Subscriptions Not Considered Popular

Survey shows most industry pros are pessimistic about mainstream adoption.

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Articlesby Gil Van OverDecember 20, 2023

Paystub: Real or Fake?

Follow these steps to have confidence in what you're dealing with.

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Newsby StaffDecember 20, 2023

Deadliest Models Listed in Report

IIHS findings show certain categories more dangerous, some specifically for other vehicles’ drivers.

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Newsby StaffDecember 20, 2023

Ram Drivers Top Bad-Driving List

LendingTree study of insurance quotes shows they have highest rate of incidents; other brands rank high in individual categories.

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Newsby StaffDecember 20, 2023

Buick Cut in Half

GM brand’s dealer network much leaner in second year of voluntary buyouts.

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